HPV genital warts, help?

Hi, I'm 14 years old, and I've never had any sort of sexual contact (nothing at all) and I've noticed these flesh colored bumps on my labia minora (2 on one side and 3 on the other_ that somewhat resemble a skin tag. They move around, and do not cause any sort of discomfort. I have had them for a while now, but I never really thought anything of them. But lately I've been doing research and I'm so afraid I might have genital warts or some sort of condition, but I'm a virgin so I don't know how that is possible? If anyone knows of any sort of skin condition or anything that has the same symptoms? could they please tell? I'm freaking out lol.

PLEASE, can someone answer this without saying ' go to the doctors NOW '

If you haven't had any sexual contact, then I do not believe you could have genital warts. However, there are conditions that could be responsible for these, and you really won't know for sure unless a doctor checks them, and I know at age 14 that is the last thing you want to have done! But, I did find this on the internet, there is a condition called mollusca and maybe it will be of some help:

Mollusca usually do have some distinguishing characteristics that allow dermatologists and other health care professionals to diagnose them on sight. They are typically small (about 2 to 5 millimeters across), skin-colored bumps that appear either singly or in groups on the face, neck, chest, stomach, and groin area. Mollusca are harmless, painless, and itch-free bumps that are caused by a pox virus. Mollusca can be spread to other areas on one's self, or to others, by direct contact with the infected skin. These bumps are most often seen on children, especially those who have asthma or eczema, but can also be found on young adults as well.